We all enjoy it when we travel by discovering the world and getting in touch with new things in our life such as new cultures, traditions, and civilizations. However, to make a perfect trip, we need to have a feeling of security. Travel insurance is one of those important factors that make our trip easier and more secure.
Travelers who have been traveling for a long period of time know better than others the utility and importance of travel insurance as a real priority. Insurance might seem like a plus or a burden but in reality, it is not. We will shed light on the most important reasons why you should have travel insurance before you start your trip.
1 Travel insurance will protect you in case of accidents or urgent repatriation
Sometimes when you travel abroad, you might be sick and medical expenses in many countries are so expensive especially in case of accidental injuries and sudden diseases.
So if you become sick while you travel o while you are in a foreign country where you can not have the access to medical care, travel insurance will rescue you and will cover the expenses of your medical treatment.
If your treatment will last for a long time and if your trip will be canceled, then travel insurance will take care of all procedures to send you back to your country.
The urgent and sudden return from your trip might occur anytime and anywhere. For example, sudden death, bad illness or injury of one of the members that accompany you on your trip may occur especially if you travel for long periods. Thus, you will not have to worry as travel insurance will take care of all expenses and take care of your family as well as covering the repatriation fees.
2 In case of delays and trips cancelation
In case you are in a situation of getting stuck in some airport somewhere in the world because of various reasons such as bad weather, then the travel insurance will take care of your expenses such as accommodation and food.
3 In case you have lost or delayed luggage
If your luggage was delayed, travel insurance will cover all expenses and compensate you depending on the amount that you claimed and agreed upon with your insurance agency or company.
If your luggage is lost your travel insurance will compensate you but you should bear in mind that there are limits and depending on the value of each item. so try to hold your precious things with you in your hand suitcase.
4 Dental problems and emergencies
Going to the dentist abroad costs a lot of money but one might need a quick treatment of a toothache even if one is on a trip somewhere. Travel insurance will help you again pay less than you would normally pay.
5 Theft or loss of your documents
If you lose your important papers and documents, or if they get stolen by someone, there are various expenses that should be paid and travel insurance will surely help you with that. The advice is to make a digital copy of all your documents especially your passport and visa. so Make sure that you include such incidents in your insurance.
6 Stolen valuable good such as electronics
This is one of the biggest fears for us travelers as there will not be anyone to bear the fact that he will be on a trip without any mobile phone o laptop.
Despite we always carry such expensive items with us while traveling but sometimes we can leave them in the hotel room or bus. Travel insurance will make a bit secure as it will cover a part of the costs of these items in case they are stolen.
In True Travelers Insurance, you can insure up to 4 items with a value not more than 450£ or 700£ depending on the plan you have chosen.
World Nomads insurance also covers such incidents but it has limits according to the plan you have chosen
7 Car rental accident cases
This is one of the best parts of travel insurance. Car rentals companies always try to charge you with the maximum expenses and crazy amounts.
so having travel insurance will cover up a big amount of the excess, so you can rent a car without being afraid to be charged big amounts of money. But one should always read the travel insurance and rental companies’ guides so that you will not be deceived.
8 Insurance for sports activities
Many sports activities are surely covered by travel insurance and it is recommended to get sports insurance if you are doing any activity that might lead to an injury. If you, for example, travel to a certain country to do skiing and you are subject to an accident or injury then the insurance will cover all expenses of your treatment in the hospital.
9 The bankruptcy of the travel agency
There are many cases where people experience real problems due to their travel agencies where they booked their trips from. if the agency or company is bankrupt then the insurance companies like us True Travelers and World Nomads will take care of all expenses.
10 good support 24/7
It is always important to have somebody to talk to especially when it comes to medical emergencies. If you need help concerning which hospital to go to in some country, insurance companies like True Travelers will guide you and reassure you until you get well. Such a feeling of security is good on a trip.
Generally speaking, travel insurance should not be a plus in your life but a must especially if you travel a lot.